Find Your Dream Home in Utah
Expert guidance for first-time homebuyers. We make the process simple, transparent, and stress-free.
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🏡 Why First Home Utah?
Buying your first home in Utah can feel overwhelming — rising prices, confusing loan options, and valuable down payment assistance programs you may not even know exist. First Home Utah was created to change that. As the #1 Century 21 team in Utah, we specialize exclusively in helping first-time homebuyers navigate every step of the process: from understanding FHA, VA, and conventional loans to unlocking grants that can put up to $20,000 toward your purchase. We know the Wasatch Front neighborhoods, the builders, and the programs that can make homeownership affordable right now. Best of all, every consultation is completely free — no pressure, no obligation. We succeed when you get the keys to your first home.
⭐ Why Choose Us
Local Expertise
Deep knowledge of Utah's housing market, neighborhoods, and communities. We know the Wasatch Front inside and out. See live market stats →
Down Payment Help
Connect you with grants and programs offering up to $20,000 in down payment assistance. Make homeownership possible sooner.
End-to-End Support
From pre-approval to closing day, we're with you every step. Get expert guidance through the entire home buying journey.
💬 What Our Clients Say
"Nick was awesome!"
"Nick was awesome!"
"Nickolas was really helpful, understanding my schedule and my time."
"Nickolas went above and beyond for me. Would easily recommend him."
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❓ Frequently Asked Questions
Everything you need to know about working with us
💰How much does your service cost?
Our consultation is 100% FREE!
Real estate commissions are usually covered by the seller through the transaction, meaning you typically get expert guidance, market knowledge, and negotiation skills at no cost to you.
There's absolutely no obligation to buy, and you can stop working with us at any time. Your free consultation comes with zero pressure and expert advice tailored to your situation.
🏠How much do I need for a down payment?
Great news for first-time buyers! You may need as little as 3-3.5% down with conventional loans, or even 0% down with VA or USDA loans.
Even better, we can connect you with down payment assistance programs offering up to $20,000 in grants and assistance for qualified buyers. Many of our clients use these programs to buy their first home sooner than they thought possible.
During your free consultation, we'll review your specific situation and identify all available programs you qualify for.
⏰How long does it take to buy a home?
The typical timeline from start to closing is 30-45 days once you're under contract, but the entire process depends on your unique situation:
- Pre-approval: 1-3 days
- House hunting: 2-8 weeks (varies by market and preferences)
- Offer to acceptance: 1-7 days
- Under contract to closing: 30-45 days
We've helped clients close in as little as 21 days when needed! We'll work at your pace and keep you informed every step of the way.
🚀What are the next steps after I contact you?
Here's exactly what happens:
- Schedule your free 30-minute consultation - We'll discuss your goals, timeline, and budget
- Get pre-approved - We'll connect you with trusted lenders who offer competitive rates
- Identify assistance programs - We'll find all grants and programs you qualify for
- Start your home search - We'll send you listings matching your criteria
- Tour homes - We'll schedule showings and guide you through each property
- Make an offer - We'll negotiate the best terms on your behalf
- Close on your home - We'll manage the process from contract to keys in hand
Ready to get started? Schedule your free consultation above!
📊What credit score do I need to buy a home?
The minimum credit score varies by loan type:
- FHA loans: As low as 580 (or even 500 with 10% down)
- Conventional loans: Typically 620+
- VA loans: No minimum (for qualified veterans)
- USDA loans: Typically 640+
Don't let a lower credit score discourage you! We work with many first-time buyers and can connect you with lenders who specialize in helping people in various credit situations. Even if your credit needs work, we can create a plan to get you ready.
📍What areas do you serve in Utah?
We serve the greater Wasatch Front, specializing in Salt Lake, Utah, Davis, Weber, and Tooele Counties, with deep expertise throughout the region.
Salt Lake & Utah Counties: South Jordan, Daybreak, Draper, Riverton, Herriman, West Jordan, Sandy, Midvale, Murray, Taylorsville, West Valley, Lehi, American Fork, Pleasant Grove, Orem, Provo
Davis County: Bountiful, Centerville, Farmington, Kaysville, Layton, Syracuse, Clearfield
Weber County: Ogden, Roy, South Ogden, North Ogden, Pleasant View
Tooele County: Tooele, Grantsville, Stansbury Park
We know the Wasatch Front inside and out - the schools, neighborhoods, commutes, and local market trends. Looking at a different area? Reach out and we'll let you know if we can help!
Still Have Questions?
Let's talk! Schedule your free consultation today.