Expert tips, market updates, and first-time buyer guides for Utah.
Conventional or FHA? Utah buyers face this choice every day. A full comparison — credit scores, down payments, MIP vs PMI, loan limits, property types, and which one actually saves you money.
Conventional loans are Utah's most flexible mortgage — 3% down with Conventional 97, HomeReady, or Home Possible, PMI that drops at 80% LTV, and a $806,500 loan limit. Here's your complete 2026 guide.
A homebuyer education course is required for almost every DPA program in Utah. Here's what to expect, how long it takes, and which courses count.
Utah buyers can combine multiple programs for massive assistance. Here's exactly how program stacking works and who qualifies.
Two 3% down loans, very different costs. Here's the real side-by-side comparison for Utah buyers — with exact numbers.
Davis County's forgivable $10,000 loan for first-time buyers — forgiven 20% yearly, gone in 5 years. See who qualifies and how to stack with UHC.
UHC offers four loan programs — FirstHome, HomeAgain, Score, and NoMI — each with up to 6% in down payment assistance. Here's what separates them.
VA loans: no down payment, no PMI in Utah. But appraisals, funding fees, and seller perception all affect your offer. Here's what to know in 2026.
FHA loans are Utah's most popular first-time buyer mortgage. Here's why — and how to stack one with DPA to buy with as little as $5,000 out of pocket.
Everything you need to know about buying your first home in Utah in 2026. From scheduling a free consultation to getting your keys, here's a step-by-step guide to navigating the homebuying process with confidence.
Going beyond the averages — what buyers in Salt Lake County, Utah County, and Davis County actually pay at closing in 2026, and how to reduce them. Free consultation with a local expert.
Complete guide to Utah first-time homebuyer programs in 2026. Learn about down payment assistance, UHC loans, grants, and tax credits available to Utah buyers.
