✦ Utah Home Buying
INSIGHTS
& ADVICE.
Expert tips on down payment assistance, FHA & VA loans, new developments, and local market insights — updated weekly.
✦ Featured Post
HUD-Approved Homebuyer Education Courses in Utah: What You Need to Know
A homebuyer education course is required for almost every DPA program in Utah. Here's what to expect, how long it takes, and which courses count.
How to Stack Down Payment Assistance in Utah: Get Up to $44,000+
Utah buyers can combine multiple programs for massive assistance. Here's exactly how program stacking works and who qualifies.
Conventional 97 vs. FHA in Utah: Which Loan Wins in 2026?
Two 3% down loans, very different costs. Here's the real side-by-side comparison for Utah buyers — with exact numbers.
Davis County's $10,000 Forgivable Loan: How It Works and Who Qualifies (2026)
Davis County's forgivable $10,000 loan for first-time buyers — forgiven 20% yearly, gone in 5 years. See who qualifies and how to stack with UHC.
Utah Housing Corporation Programs: Which One Is Right for You? (2026)
UHC offers four loan programs — FirstHome, HomeAgain, Score, and NoMI — each with up to 6% in down payment assistance. Here's what separates them.
VA Loans in Utah: What Nobody Tells You Before You Apply (2026)
VA loans: no down payment, no PMI in Utah. But appraisals, funding fees, and seller perception all affect your offer. Here's what to know in 2026.
FHA Loans in Utah 2026: The #1 Choice for First-Time Buyers
FHA loans are Utah's most popular first-time buyer mortgage. Here's why — and how to stack one with DPA to buy with as little as $5,000 out of pocket.
First Time Home Buyer Guide 2026
Everything you need to know about buying your first home in Utah in 2026. From scheduling a free consultation to getting your keys, here's a step-by-step guide to navigating the homebuying process with confidence.
Utah Closing Costs 2026: Exact Amounts & Who Pays
Utah buyers typically pay $6,000–$12,000 in closing costs. See exact 2026 fees by loan type, who pays what, and 5 proven ways to reduce your out-of-pocket.
Utah First-Time Homebuyer Programs: Complete 2026 Guide
Complete guide to Utah first-time homebuyer programs in 2026. Learn about down payment assistance, UHC loans, grants, and tax credits available to Utah buyers.