Utah Home Buyer Blog
Expert tips, market updates, and first-time buyer guides for Utah.
No posts in this category yet. Check back soon.
How Much House Can You Afford in Utah? (2026)
A clear, worked guide to home affordability in Utah: the 28/36 rule, what PITI really costs, two real income examples, and how down payment assistance changes your buying power.
USDA Loans in Utah 2026: How to Buy with Zero Down Outside the Wasatch Front
USDA loans let income-eligible Utah buyers purchase with zero down outside the Wasatch Front urban core. Here is how the fees, income limits, and eligible-area rules actually work in 2026.
Conventional Loans in Utah 2026: Your Complete Guide
Conventional loans are Utah's most flexible mortgage — 3% down with Conventional 97, HomeReady, or Home Possible, PMI that drops at 80% LTV, and a $806,500 loan limit. Here's your complete 2026 guide.
Conventional vs FHA Loans in Utah: A Complete 2026 Comparison
Conventional or FHA? Utah buyers face this choice every day. A full comparison — credit scores, down payments, MIP vs PMI, loan limits, property types, and which one actually saves you money.
Utah Closing Costs 2026: How Much You'll Actually Pay
What Salt Lake County, Utah County, and Davis County buyers actually pay at closing in 2026, beyond the averages, plus how to lower your costs. Free consultation with a local expert.
Utah Housing Corporation Programs: Which One Is Right for You? (2026)
UHC offers four loan programs — FirstHome, HomeAgain, Score, and NoMI — each with up to 6% in down payment assistance. Here's what separates them.
How to Stack Down Payment Assistance in Utah: Get Up to $44,000+
Utah buyers can combine multiple programs for massive assistance. Here's exactly how program stacking works and who qualifies.
HUD-Approved Homebuyer Education Courses in Utah: What You Need to Know
A homebuyer education course is required for almost every DPA program in Utah. Here's what to expect, how long it takes, and which courses count.
Davis County's $10,000 Forgivable Loan: How It Works and Who Qualifies (2026)
Davis County's forgivable $10,000 loan for first-time buyers — forgiven 20% yearly, gone in 5 years. See who qualifies and how to stack with UHC.
VA Loans in Utah: What Nobody Tells You Before You Apply (2026)
VA loans: no down payment, no PMI in Utah. But appraisals, funding fees, and seller perception all affect your offer. Here's what to know in 2026.
FHA Loans in Utah 2026: The #1 Choice for First-Time Buyers
FHA loans are Utah's most popular first-time buyer mortgage. Here's why — and how to stack one with DPA to buy with as little as $5,000 out of pocket.
First Time Home Buyer Guide 2026
Everything you need to know about buying your first home in Utah in 2026. From scheduling a free consultation to getting your keys, here's a step-by-step guide to navigating the homebuying process with confidence.