Meet Nickolas Stevens — First Home Utah
Hi, I'm Nick — first-time buyer specialist on the Wasatch Front.
I built First Home Utah specifically for buyers who've never done this before — not as a side of the business, but as the whole thing. I'm a licensed agent at Century 21 Everest, and everything I know is oriented around one situation: someone buying their first home on the Wasatch Front.
The part I know better than most agents: Utah's down payment assistance programs. Between UHC programs, county grants across Salt Lake, Davis, Utah, and Weber, and the SB240 New Construction Grant, there's real money available to first-time buyers — but only if you know which programs apply and how to stack them. I've worked through that for hundreds of buyers. Most of them closed with far less out of pocket than they expected.
The process has more steps than most people expect the first time through — loan terms, inspection timelines, paperwork that seems to come from nowhere. My job is to explain what's coming before it surprises you and handle the back-and-forth. One more thing: as your buyer's agent, my fee is paid by the seller. You don't pay me anything.
266 transactions, $143M in sales volume, #1 Century 21 Team in Utah six years running (2019–2024). Those numbers are real. But I think about the buyers who came in assuming homeownership wasn't going to happen for them yet — and then it did.
If you're thinking about it — 6 weeks out or 6 months out — fill out the form or just call. The consultation is free, I'll give you a straight read on where you stand, and there's nothing on the line after that.
2019–2024 (6 Years Running)
Across the Wasatch Front
Helped to Close
Built for First-Time Buyers — Not as an Afterthought
Many agents work with all kinds of clients. Nick's focus is different — he's built his entire practice around helping first-time buyers navigate Utah's market.
Specializes 100% in First-Time Buyers
Nick doesn't split his focus between sellers, investors, and relocations. Every process, every program, and every strategy he uses is designed specifically for buyers purchasing their first home.
Down Payment Assistance Expert
Utah offers up to $20,000+ in stacked down payment assistance — but navigating the programs is complex. Nick has helped hundreds of buyers maximize these funds and close with far less out of pocket than they expected.
Guides You Step by Step
There's a lot happening between offer and close that nobody explains upfront. Nick walks you through what's coming at each stage and handles the back-and-forth so you don't have to.
Zero Pressure. Zero Cost to You.
Nick's fee is paid by the seller — nothing out of pocket for you. And he's not going to push you toward a home that doesn't make sense. That's not how this works long-term.
Programs & Knowledge That Save You Money
Utah has real money set aside for first-time buyers — but getting it requires knowing which programs you qualify for, how to stack them, and how to write an offer sellers still take seriously. That's what experience in this specific part of the market gets you.
- Utah Housing Corporation (UHC) loan programs — Zero Down, FirstHome, HomeAgain, Score
- Salt Lake, Davis, Utah & Weber County down payment assistance grants
- SB240 New Construction Grant (up to $20,000 on new builds)
- FHA, VA, USDA, and Conventional loan qualification and comparison
- Credit score improvement strategies before applying
- Stacking multiple assistance programs to minimize out-of-pocket costs
- Navigating the 30-45 day offer-to-close timeline
- Making competitive offers in Utah's fast-moving market
"Nick was awesome!"
"Nick was awesome!"
"Nickolas was really helpful, understanding my schedule and my time."
"Nickolas went above and beyond for me. Would easily recommend him."
Ready to buy your first home?
The consultation is free. We'll go through your situation, find the programs you qualify for, and give you a clear picture of what buying actually looks like for you.