Meet Nickolas Stevens, First Home Utah
Hi, I'm Nick, first-time buyer specialist on the Wasatch Front.
I built First Home Utahspecifically for buyers who've never done this before, not as a side of the business, but as the whole thing. I'm a licensed agent at Century 21 Everest, and everything I know is oriented around one situation: someone buying their first home on the Wasatch Front.
The part I know better than most agents: Utah's down payment assistance programs. Between UHC programs, county grants across Salt Lake, Davis, Utah, and Weber, and the SB240 New Construction Grant, there's real money availableto first-time buyers but only if you know which programs apply where and how to qualify for them. I've walked 4 of my buyers through it to the closing table, and I know the paperwork well.
The process has more steps than most people expect the first time through, loan terms, inspection timelines, paperwork that seems to come from nowhere. My job is to explain what's coming before it surprises you and handle the back-and-forth. One more thing: as your buyer's agent, my fee is typically paid by the seller. In many cases, you don't pay me anything.
I've personally closed 16 transactions, and 9 of them were first-time buyers. Half of all my closings came in 2025 alone, and I've closed 4 more so far in 2026. I'm also the first-time buyer specialist on the Elite Team, Utah's #1 Century 21 team seven years running (2019–2025), so you get a whole team's resources behind one point of contact. But what I think about are the buyers who came in assuming homeownership wasn't going to happen for them yet, and then it did.
Before real estate, I spent 15+ years as a VFX compositing supervisor on films like Mad Max: Fury Road. That job was hundreds of small details, hard deadlines, and a lot of people who all needed to be on the same page. A home purchase turns out to be the same kind of project, and I run it the same way.
If you're thinking about it, 6 weeks out or 6 months out, fill out the form or just call. The consultation is free, I'll give you a straight read on where you stand, and there's nothing on the line after that.
RealSatisfied & Google
2019–2025 (7 Years Running)
I've Personally Helped Home
Built for First-Time Buyers, Not as an Afterthought
Many agents work with all kinds of clients. Nick's focus is different, he's built his entire practice around helping first-time buyers navigate Utah's market.
First-Time Buyers Are the Focus
9 of Nick's 16 closings have been first-time buyers. His process, his programs, and this whole site are built around buyers purchasing their first home.
Down Payment Assistance Expert
Utah city and county programs run as high as $60,000, but the rules are complex and the right program is decided by your address. Nick has helped 4 of his buyers find the one that applied and use it at closing.
Guides You Step by Step
There's a lot happening between offer and close that nobody explains upfront. Nick walks you through what's coming at each stage and handles the back-and-forth so you don't have to.
Zero Pressure. Often No Cost to You.
Nick's fee is typically paid by the seller. In many cases, nothing out of pocket for you. And he's not going to push you toward a home that doesn't make sense. That's not how this works long-term.
Programs & Knowledge That Save You Money
Utah has real money set aside for first-time buyers, but getting it requires knowing which programs you qualify for, how their rules actually work, and how to write an offer sellers still take seriously. That's what experience in this specific part of the market gets you.
- Utah Housing Corporation (UHC) loan programs, FirstHome, FHA/VA Mortgage, HFA Advantage, Score, NoMI
- Salt Lake, Davis, Utah & Weber County down payment assistance grants
- SB240 New Construction Grant (up to $20,000 on new builds)
- FHA, VA, USDA, and Conventional loan qualification and comparison
- Credit score improvement strategies before applying
- Matching buyers to the assistance program their address actually qualifies for
- Navigating the 30-45 day offer-to-close timeline
- Making competitive offers in Utah's fast-moving market
"Nick was awesome!"
"Nick was awesome!"
"Nickolas was really helpful, understanding my schedule and my time. Helping me find what was good for family and not judging when I turned down good opportunities."
"Nickolas went above and beyond for me. My case was really hard he did everything he could and worked day, nights and weekends to make sure my dream of being a homeowner came true."
Ready to buy your first home?
The consultation is free. We'll go through your situation, find the programs you qualify for, and give you a clear picture of what buying actually looks like for you.