Weber County Down Payment Assistance for First-Time Home Buyers
Weber County is one of Utah's most affordable markets — and first-time buyers here can access multiple stacked assistance programs. Utah Housing Corporation's statewide DPA (up to 6% of the purchase price) is available in every Weber County city, alongside local city and county programs funded through HUD. Combined, buyers in Ogden, Roy, and Riverdale can often close with very little out of pocket.
Available Programs for Weber County Buyers
Stack multiple programs to maximize your assistance
UHC FirstHome
Lowest rates, 660+ credit
UHC HomeAgain
For repeat or non-qualifying buyers
Ogden City Programs
Ogden HUD-funded assistance
CDBG/HOME Funds
Federal community development grants
Eligibility Requirements
Buyer Qualifications
- ✓First-time buyer (no ownership in 3 years)
- ✓Income at or below program limits (typically 80% AMI)
- ✓Complete HUD-approved homebuyer education
- ✓Primary residence requirement
- ✓Minimum credit score (580+ for FHA, 620+ for UHC)
Property Requirements
- ✓Located within Weber County
- ✓Single-family home, townhome, or condo
- ✓Must meet minimum property standards
- ✓Pass required inspections
- ✓Within purchase price limits for the program
Loan Requirements
- ✓First mortgage from an approved lender
- ✓Compatible with FHA, VA, USDA, and Conventional
- ✓UHC loan products are fully compatible
- ✓Lender must be UHC-approved for UHC programs
- ✓Minimum buyer contribution may apply
Income Limits (80% AMI — Weber County)
Most programs require household income at or below 80% of Area Median Income
*Income limits are updated annually by HUD. Contact us for current program-specific limits.
Eligible Cities & Communities
All Weber County communities are eligible for UHC statewide programs
How to Apply
Verify Eligibility
Confirm income limits, credit score, and first-time buyer status
Homebuyer Education
Complete a HUD-approved course and receive your certificate
Get Pre-Approved
Work with a lender experienced in Weber County and UHC programs
Find a Home
Search for properties in Weber County within program price limits
Apply for DPA
Submit your DPA application with your lender or county office
Close on Your Home
Complete your purchase with assistance applied at closing
Exploring Weber County
Cities, parks, and schools from Ogden to North Ogden — hover a pin to learn more
Featured Cities
- Ogden
County seat — arts, culture, dining, and outdoor adventure all in one.
- Roy
Affordable housing close to Hill AFB and I-15 corridor.
- South Ogden
Quiet residential city with easy canyon and downtown access.
- North Ogden
Hilltop community with stunning Wasatch views and neighborly charm.
- Washington Terrace
Centrally located and affordable with mature neighborhoods.
- West Haven
Growing western Weber city with new developments and open space.
Parks & Outdoors
- Fort Buenaventura State Park
Historic 1845 fort reconstruction on the scenic Weber River.
- Ogden Botanical Gardens
10-acre public garden — free admission and rotating seasonal displays.
- Pineview Reservoir
Ogden Valley gem for swimming, boating, paddleboarding, and fishing.
- Snowbasin Resort Area
2002 Olympic downhill venue — world-class skiing in winter.
- Ogden River Parkway
Scenic riverside trail connecting downtown Ogden to Ogden Canyon.
Schools & Education
- Weber High School
Pleasant View school with championship athletics and rigorous academics.
- Ogden High School
Landmark school with an iconic building and diverse enrichment programs.
- Bonneville High School
East Ogden school with competitive academics and strong STEM pathway.
- Roy High School
Large school serving Roy and West Haven with broad extracurriculars.
- Fremont High School
Plain City area school with excellent facilities and community support.
✦ Real Client Stories
What Our Clients Say
"Nick was awesome!"
"Nick was awesome!"
"Nickolas was really helpful, understanding my schedule and my time."
"Nickolas went above and beyond for me. Would easily recommend him."
Ready to Buy in Weber County?
Weber County home prices run well below Salt Lake and Utah County — and the assistance programs here are underused. We can check what you qualify for in a free 15-minute consultation.