First-Time Home Buyer Programs in Ogden, Utah
Ogden has lower median home prices than Salt Lake or Utah County — and city and county DPA programs that most buyers don't know about. Ogden City runs its own HUD-funded homeownership programs, Weber County has CDBG/HOME funds, and UHC adds up to 6% DPA on the first mortgage. Veterans near Hill Air Force Base can layer a VA loan on top for zero down, no PMI.
Programs Available for Ogden Buyers
Stack city, county, and state programs for maximum assistance
Ogden City Programs
HUD-funded homeownership assistance for Ogden city limits
Weber County CDBG/HOME
Federal community development grants for all Weber County cities
UHC FirstHome / HomeAgain
Stackable with city/county programs, 620+ credit
VA Loans (Veterans)
Ogden / Hill AFB veterans: zero down, no PMI
Ogden Neighborhoods & Areas
All Ogden city neighborhoods are eligible for city and Weber County programs
How to Apply
Check Eligibility
Confirm income (80% AMI), first-time buyer status, and credit score
Homebuyer Education
Complete a HUD-approved homebuyer education course
Get Pre-Approved
Work with a UHC-approved or Ogden City-approved lender
Find Your Home
Search Ogden and Weber County for homes within program price limits
Apply for DPA
Submit your city and/or county DPA application through your lender
Close on Your Home
Complete the purchase with assistance applied at closing
Living in Ogden
Neighborhoods, parks, and schools to know as you search for your first home
Featured Neighborhoods
- Historic 25th Street
Vibrant, walkable downtown corridor with restaurants, galleries, and craft breweries — Ogden's most-loved neighborhood.
- Burch Creek
East foothills neighborhood with stunning Wasatch views, established homes, and easy trail access.
- Washington Terrace
Family-friendly suburb with affordable homes, well-maintained streets, and strong community feel.
- South Ogden
Quiet residential streets, newer construction options, and proximity to good Weber District schools.
- Mount Ogden
East foothills area bordering Ogden Canyon — outdoor enthusiasts love the quick access to skiing and hiking.
Parks & Outdoor Spaces
- Ogden Canyon
Spectacular canyon gateway to Snowbasin ski resort, Nordic Valley, and miles of hiking and mountain biking trails.
- Pineview Reservoir
Boating, swimming, wakeboarding, and camping just 20 minutes from downtown — a summer staple.
- Lorin Farr Park
Ogden's largest city park with sports fields, skate park, disc golf, and family picnic areas.
- Fort Buenaventura State Park
Historic fur-trading post on the Ogden River — camping, canoe rentals, and a scenic river walk.
- Bonneville Shoreline Trail
Popular trail running along the base of the Wasatch — world-class mountain biking and hiking right from the city.
Schools & Education
- Ogden City School District
Serves Ogden proper with magnet programs, dual-language options, and expanded after-school resources.
- Weber School District
Covers suburban communities like South Ogden, Washington Terrace, and North Ogden with highly rated schools.
- Ogden High School
Beautifully renovated historic campus with CTE pathways, arts programs, and a strong alumni community.
- Bonneville High School
East Weber District school consistently rated among Utah's top high schools for academics and athletics.
- Ben Lomond High School
North Ogden school with strong community roots, athletics program, and improving academic outcomes.
✦ Real Client Stories
What Our Clients Say
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Ready to Buy Your First Home in Ogden?
Ogden has one of the better stacking setups in Utah — city funds, county funds, and UHC — on prices that are still well below the valley average. Takes 15 minutes to figure out which combination fits your situation.