First-Time Home Buyer Programs in West Jordan, Utah
The City of West Jordan no longer runs its own down payment assistance program, so ignore the older $10,000 city grant you will still find on third-party sites. What West Jordan buyers actually use is the Own in Salt Lake County deferred loan (up to $20,000), which goes further here than anywhere else in the valley because West Jordan prices already sit below the county median.
Programs Available for West Jordan Buyers
Own in Salt Lake County
Deferred second mortgage, repaid at sale or refi (not forgivable)
UHC FirstHome / FHA-VA Mortgage
FirstHome for first-time buyers (660+ FICO); FHA/VA Mortgage for repeat buyers (620+). HomeAgain currently suspended.
FHA Loans
580+ credit, DPA-compatible, low down payment option
VA Loans (Veterans)
Zero down, no PMI for eligible veterans in West Jordan
Why First-Time Buyers Pick West Jordan
West Jordan offers some of the most accessible price points in Salt Lake County, typically $50,000 to $80,000 below Sandy or Draper, and buyers here qualify for the same Own in Salt Lake County DPA as the rest of the valley. On a lower purchase price, the same assistance covers a bigger share of your cash to close, which is the real advantage of buying here.
*Individual results vary based on income, credit, and program funding. Current SLC metro pricing (West Jordan rolls up here) is shown in the Realtor.com Metro Market Data section below.
West Jordan Neighborhoods & Areas
All West Jordan neighborhoods are eligible for Salt Lake County DPA
How to Apply
Check Eligibility
Confirm income (80% AMI), first-time buyer status, and credit score
Homebuyer Education
Complete a HUD-approved homebuyer education course
Get Pre-Approved
Work with a UHC-approved lender experienced in Salt Lake County programs
Find Your Home
Search West Jordan homes within program purchase price limits
Apply for DPA
Submit Own in Salt Lake County application with your lender
Close & Celebrate
Complete your purchase with DPA applied at closing
Living in West Jordan
Neighborhoods, parks, and schools to know as you search for your first home
Featured Neighborhoods
- Daybreak
Utah's largest master-planned community, Oquirrh Lake, walkable town center, parks on every block, and a strong HOA community.
- Copper Hills
East foothills area with stunning Wasatch and Oquirrh Mountain views, established homes, and newer construction available.
- Heartland
Central West Jordan, family-friendly subdivisions, convenient to schools, shopping, and I-15.
- Jordan Landing
Near the major retail and dining corridor with quick access to Highway 154 and both mountain ranges.
- Welby / Old Farm
Established west-side neighborhoods with affordable starter homes and a quiet residential character.
Parks & Outdoor Spaces
- Oquirrh Lake (Daybreak)
Stunning neighborhood lake with kayaking, paddleboarding, beaches, and a waterfront plaza, unique to the Daybreak community.
- Veterans Memorial Park
Large community park with sports fields, playground, walking paths, and space for community events.
- Jordan River Parkway
Multi-use trail running through the heart of West Jordan, great for biking, running, and birding along the river.
- Wheeler Farm
Free historic working farm just north of West Jordan, animals, wagon rides, and a peaceful escape for families.
- Bingham Creek Regional Park
Expansive open space with trails, sports facilities, and natural creek habitat in the south end of the city.
Schools & Education
- Jordan School District
Serves West Jordan with strong neighborhood schools, CTE programs, and competitive athletics at every level.
- West Jordan High School
Central West Jordan campus with a renovated facility, active student body, and well-rounded academic programs.
- Copper Hills High School
East West Jordan school with newer facilities, growing enrollment, and strong AP and CTE offerings.
- Bingham High School
Nearby in South Jordan with strong academics, large student population, and competitive athletics.
- Joel P. Jensen Middle School
Well-regarded West Jordan middle school with an active community and broad elective program.
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Free resource
Buying in West Jordan? Take the guide with you
How Utah down payment help works, how each program gets repaid, and the ten weeks from offer to keys, in one free PDF.
- The full buying process, start to finish
- What down payment help exists in Utah, and how each one gets repaid
- FHA vs VA vs USDA vs conventional, side by side
- The mistakes that cost first-time buyers the most
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Which West Jordan assistance program fits your purchase?
West Jordan buyers get the same SLC County DPA as buyers in SLC proper, but on lower prices, so the assistance stretches further. The city's own grant is gone, which makes getting the county application right matter more. We can run your real numbers in a free 15-minute call.
Official Sources
Verify current program funding, dollar amounts, and eligibility before relying on them in a transaction. Program details can change annually.