First-Time Home Buyer Programs in West Jordan, Utah
West Jordan buyers have access to three layers of assistancethat most South Valley cities can't match: the city's own West Jordan DPA ($10,000 forgivable city grant), the Own in Salt Lake County deferred loan (up to $20,000), and UHC statewide programs (up to 6% DPA). Combined assistance can exceed $40,000 on prices already below the county median.
Programs Available for West Jordan Buyers
West Jordan City DPA
Forgivable after 5 years of occupancy. Buyer must contribute $2,500 from personal funds. West Jordan only.
Own in Salt Lake County
Deferred second mortgage, repaid at sale or refi (not forgivable)
UHC FirstHome / FHA-VA Mortgage
FirstHome for first-time buyers (660+ FICO); FHA/VA Mortgage for repeat buyers (620+). HomeAgain currently suspended.
FHA Loans
580+ credit, DPA-compatible, low down payment option
VA Loans (Veterans)
Zero down, no PMI for eligible veterans in West Jordan
Why First-Time Buyers Pick West Jordan
West Jordan offers some of the most accessible price points in Salt Lake County, typically $50,000–$80,000 below Sandy or Draper, while sharing both the SLC County DPA and adding its own city-level program. That combination makes the assistance go further here than almost anywhere else in the valley.
*Estimated with full DPA stacking. Individual results vary based on income, credit, and program funding. Current SLC metro pricing (West Jordan rolls up here) is shown in the Realtor.com Metro Market Data section below.
West Jordan Neighborhoods & Areas
All West Jordan neighborhoods are eligible for Salt Lake County DPA
How to Apply
Check Eligibility
Confirm income (80% AMI), first-time buyer status, and credit score
Homebuyer Education
Complete a HUD-approved homebuyer education course
Get Pre-Approved
Work with a UHC-approved lender experienced in Salt Lake County programs
Find Your Home
Search West Jordan homes within program purchase price limits
Apply for DPA
Submit Own in Salt Lake County application with your lender
Close & Celebrate
Complete your purchase with DPA applied at closing
Living in West Jordan
Neighborhoods, parks, and schools to know as you search for your first home
Featured Neighborhoods
- Daybreak
Utah's largest master-planned community, Oquirrh Lake, walkable town center, parks on every block, and a strong HOA community.
- Copper Hills
East foothills area with stunning Wasatch and Oquirrh Mountain views, established homes, and newer construction available.
- Heartland
Central West Jordan, family-friendly subdivisions, convenient to schools, shopping, and I-15.
- Jordan Landing
Near the major retail and dining corridor with quick access to Highway 154 and both mountain ranges.
- Welby / Old Farm
Established west-side neighborhoods with affordable starter homes and a quiet residential character.
Parks & Outdoor Spaces
- Oquirrh Lake (Daybreak)
Stunning neighborhood lake with kayaking, paddleboarding, beaches, and a waterfront plaza, unique to the Daybreak community.
- Veterans Memorial Park
Large community park with sports fields, playground, walking paths, and space for community events.
- Jordan River Parkway
Multi-use trail running through the heart of West Jordan, great for biking, running, and birding along the river.
- Wheeler Farm
Free historic working farm just north of West Jordan, animals, wagon rides, and a peaceful escape for families.
- Bingham Creek Regional Park
Expansive open space with trails, sports facilities, and natural creek habitat in the south end of the city.
Schools & Education
- Jordan School District
Serves West Jordan with strong neighborhood schools, CTE programs, and competitive athletics at every level.
- West Jordan High School
Central West Jordan campus with a renovated facility, active student body, and well-rounded academic programs.
- Copper Hills High School
East West Jordan school with newer facilities, growing enrollment, and strong AP and CTE offerings.
- Bingham High School
Nearby in South Jordan with strong academics, large student population, and competitive athletics.
- Joel P. Jensen Middle School
Well-regarded West Jordan middle school with an active community and broad elective program.
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West Jordan + SLC County + UHC: the three-layer math
West Jordan buyers have access to the same SLC County DPA as buyers in SLC proper, but on lower prices, which means the assistance stretches further. Plus the city's own forgivable program. We can run through all three in a free 15-minute call.
Official Sources
Verify current program funding, dollar amounts, and eligibility before relying on them in a transaction. Program details can change annually.