Salt Lake County Homebuyer Grants: Up to $20,000 in Down Payment Assistance
The "Own in Salt Lake County" program offers first-time buyers up to $20,000 in down payment assistance through a federally funded deferred loan. You must contribute 50% of the down payment and complete homebuyer education. Combined with state programs, you could access over $35,000 in total assistance.
Program Requirements
Buyer Requirements
- ✓First-time homebuyer (no ownership in past 3 years)
- ✓Meet income restrictions (see limits below)
- ✓Complete homebuyer education course
- ✓Complete pre-purchase counseling
- ✓Occupy home as primary residence
Property Requirements
- ✓Located within Salt Lake County
- ✓Single-family residential property
- ✓Maximum purchase price of $522,500
- ✓Must pass visual property assessment
- ✓Assessment by CDCU required
Financial Requirements
- ✓Contribute 50% of required down payment
- ✓Minimum $1,000 from personal liquid funds
- ✓Can combine with FHA, VA, USDA, or conventional
- ✓UHC loans are compatible
- ✓25-30 days to fund after commitment
Income Limits (80% AMI)
Maximum household income to qualify for Salt Lake County grants
*Income limits are updated annually. Contact us for current limits.
Maximize Your Assistance
Combine Salt Lake County grants with state programs for maximum benefit
*Example based on new construction purchase. Actual amounts vary by loan amount and program availability.
Eligible Cities & Areas
Properties in any of these Salt Lake County cities qualify for the program
How to Apply
Check Eligibility
Verify your income falls within limits and you haven't owned a home in 3 years.
Complete Homebuyer Education
Take a HUD-approved course (online or in-person) and obtain your certificate.
Get Pre-Approved
Work with a lender familiar with county grant programs to get pre-approved.
Find Your Home
Search for properties within Salt Lake County meeting program requirements.
Submit Application
Apply for the grant through the county housing authority with required documentation.
Close on Home
Complete the purchase with grant funds applied to your down payment/closing costs.
Exploring Salt Lake County
Cities, parks, and schools across the valley — hover a pin to learn more
Featured Cities
- Salt Lake City
State capital with vibrant arts, dining, and historic neighborhoods.
- West Jordan
Largest suburb — excellent schools, parks, and freeway access.
- Sandy
Base of Big Cottonwood Canyon; family-friendly with top-rated schools.
- South Jordan
Daybreak's master-planned community with modern amenities.
- Murray
Centrally located with a growing dining and medical scene.
- Draper
Tech corridor city with breathtaking Wasatch Front views.
Parks & Outdoors
- Liberty Park
SLC's crown jewel — 100 acres, lake, trails, and free concerts.
- Jordan Park
Peaceful riverside park along the Jordan River Parkway.
- Dimple Dell Park
Sandy's secluded canyon trail system for hikers and mountain bikers.
- Big Cottonwood Canyon
Year-round outdoor destination: skiing, hiking, and camping.
- Butterfield Park
South Jordan's popular park with splash pad and sports fields.
Schools & Education
- Skyline High School
Consistently high-ranking SLC school with robust AP offerings.
- Jordan High School
Sandy landmark school with strong academics and athletics.
- Herriman High School
Modern campus serving the booming southwest valley.
- Alta High School
Sandy school celebrated for the arts and community involvement.
- Cottonwood High School
Murray-area school with diverse programs and a strong alumni network.
✦ Real Client Stories
What Our Clients Say
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Ready to Apply for Salt Lake County Grants?
The Own in Salt Lake County program funds on a first-come, first-served basis. If you're buying in Salt Lake County, it's worth finding out if you qualify before the funds run out.